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A payment gateway is an administration that approves and measures charge/Mastercard or PayPal installments for online dealers and conventional physical organizations. A payment gateway encourages these exchanges by scrambling delicate information and moving it between an installment gateway (a site or a cell phone) and the bank/front end processor.

A PayPal business account lets your business accept credit card payments mostly merchant accounts are provided by credit card processors which typically approve your business accepting all major credit cards including Visa, MasterCard, Discover, American Express.
PayPal merchant account is not a bank account it doesn't store any kind of funds instead it automatically deposit your transaction to your bank at the end of the day as an end to end service provider.

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